Hello FestPlus!
Achieve up to 2.42% annual return* – with a fixed term until September 2027 while maintaining full flexibility: You can have your money repaid at any time during the term. Ideally combinable with ZinsPlus as an attractive alternative to a savings account.
Excellent
4.7 out of 5
4.7 out of 5
App Store
UnitPlus
ZinsPlus
AktienPlus
Mountain Series
ZinsPlus sets new standards in daily savings accounts.
Secure interest returns that exceed the ECB level by 2.30% p.a.. Pay worldwide for free directly with your interest, and let the money work in the meantime. Particularly protected as special assets, thus superior to traditional savings accounts and bank cards.
Excellent
4.7 out of 5
4.7 out of 5
App Store
UnitPlus
ZinsPlus
AktienPlus
Mountain Series
ZinsPlus sets new standards in daily savings accounts.
Secure interest returns that exceed the ECB level by 2.30% p.a.. Pay worldwide for free directly with your interest, and let the money work in the meantime. Particularly protected as special assets, thus superior to traditional savings accounts and bank cards.
Excellent
4.7 out of 5
4.7 out of 5
App Store
UnitPlus
ZinsPlus
AktienPlus
Mountain Series
Hello FestPlus!
Achieve up to 2.42% annual return* – with a fixed term until September 2027 while maintaining full flexibility: You can have your money repaid at any time during the term. Ideally combinable with ZinsPlus as an attractive alternative to a savings account.
Excellent
4.7 out of 5
4.7 out of 5
App Store
UnitPlus
ZinsPlus
AktienPlus
Mountain Series
x
Higher interest
than the average checking account
x
Higher interest
than the average overnight deposit account 150 Mio. bank cards are beaten
Million
Bank cards exceed
ZinsPlus in interest rate
x
Higher interest
than the average checking account
x
Higher interest
than the average overnight deposit account 150 Mio. bank cards are beaten
Million
Bank cards exceed
ZinsPlus in interest rate
x
Higher interest
than the average checking account
x
Higher interest
than the average overnight deposit account 150 Mio. bank cards are beaten
Million
Bank cards exceed
ZinsPlus in interest rate
x
Higher interest
than the average checking account
x
Higher interest
than the average overnight deposit account 150 Mio. bank cards are beaten
Million
Bank cards exceed
ZinsPlus in interest rate
Make more gains with your cash. With ZinsPlus.
Daily interest
In the app, you can see daily how your money is working and generating interest.
Linked to the key interest rate
If the ECB raises the key interest rate, your CashPlus yield will also increase, ensuring you always receive optimal interest.
Make payments worldwide
With the CashPlus Mastercard, you can make fee-free payments with your interest-bearing funds at any time.
High Security
Your money with UnitPlus is more secure as special assets than any bank account.
Increase your gains with your cash. With CashPlus
Daily interest
In the app, you can see daily how your money is working and generating interest.
Linked to the key interest rate
If the ECB raises the key interest rate, your CashPlus yield will also increase, ensuring you always receive optimal interest.
Make payments worldwide
With the CashPlus Mastercard, you can make fee-free payments with your interest-bearing funds at any time.
High Security
Your money with UnitPlus is more secure as special assets than any bank account.
Make more gains with your cash. With ZinsPlus.
Daily interest
In the app, you can see daily how your money is working and generating interest.
Linked to the key interest rate
If the ECB raises the key interest rate, your CashPlus yield will also increase, ensuring you always receive optimal interest.
Make payments worldwide
With the CashPlus Mastercard, you can make fee-free payments with your interest-bearing funds at any time.
High Security
Your money with UnitPlus is more secure as special assets than any bank account.
Make more gains with your cash. With ZinsPlus.
Daily interest
In the app, you can see daily how your money is working and generating interest.
Linked to the key interest rate
If the ECB raises the key interest rate, your CashPlus yield will also increase, ensuring you always receive optimal interest.
Make payments worldwide
With the CashPlus Mastercard, you can make fee-free payments with your interest-bearing funds at any time.
High Security
Your money with UnitPlus is more secure as special assets than any bank account.
With ZinsPlus, we are revolutionizing the savings account.
Always Optimally Yielded
Interest income is linked to the ECB’s key interest rate plus an additional yield booster.
No fixed fees
You pay no fixed fees, only 0.5% per year on the invested amount.
Complete flexibility
ZinsPlus has no term restrictions and no minimum or maximum deposit requirements.
Our security model
As a special fund, your money is safer than in any bank account, even over 100,000 euros.
With ZinsPlus, we are revolutionizing the savings account.
Always Optimally Yielded
Interest income is linked to the ECB’s key interest rate plus an additional yield booster.
No fixed fees
You pay no fixed fees, only 0.5% per year on the invested amount.
Complete flexibility
ZinsPlus has no term restrictions and no minimum or maximum deposit requirements.
Our security model
As a special fund, your money is safer than in any bank account, even over 100,000 euros.
With ZinsPlus, we are revolutionizing the savings account.
Always Optimally Yielded
Interest income is linked to the ECB’s key interest rate plus an additional yield booster.
No fixed fees
You pay no fixed fees, only 0.5% per year on the invested amount.
Complete flexibility
ZinsPlus has no term restrictions and no minimum or maximum deposit requirements.
Our security model
As a special fund, your money is safer than in any bank account, even over 100,000 euros.
With ZinsPlus, we are revolutionizing the savings account.
Always Optimally Yielded
Interest income is linked to the ECB’s key interest rate plus an additional yield booster.
No fixed fees
You pay no fixed fees, only 0.5% per year on the invested amount.
Complete flexibility
ZinsPlus has no term restrictions and no minimum or maximum deposit requirements.
Our security model
As a special fund, your money is safer than in any bank account, even over 100,000 euros.
It will start in less than 10 minutes
01.
Download the app
February
Open an Account
03.
Invest with Ease
Download the application!
Erhalten Sie den Download-Link per E-Mail, eröffnen Sie ein Konto und investieren Sie mühelos.
It will start in less than 10 minutes
01.
Download the app
February
Open an Account
03.
Invest with Ease
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It will start in less than 10 minutes
01.
Download the app
February
Open an Account
03.
Invest with Ease
It will start in less than 10 minutes
01.
Download the app
February
Open an Account
03.
Invest with Ease
Download the application!
Erhalten Sie den Download-Link per E-Mail, eröffnen Sie ein Konto und investieren Sie mühelos.
How you can invest your money with UnitPlus
With UnitPlus, you not only benefit from optimal interest rates with ZinsPlus, but can also invest in our award-winning, broadly diversified multi-asset portfolios and Germany’s first active ETF portfolio. This allows you to maximize your long-term earnings potential in a professionally simple way and build up assets in a targeted manner.
New and popular
ZinsPlus
Benefit daily from an interest yield exceeding the ECB key interest rate. The most attractive alternative to a savings account with the UnitPlus bank card.
FestPlus
You will receive an attractive return until the end of the term in September 2027. The advantage over traditional fixed deposits: You have the flexibility to access your money at any time.
New and popular
MultiPlus
MultiPlus is the second active ETF portfolio at UnitPlus. It brings the expertise of Goldman Sachs Asset Management into a portfolio that invests 70% in equities and 30% in bonds.
New
AktienPlus
Invest in a pure equity portfolio with the support of J.P. Morgan Asset Management. Thanks to active ETFs with a historical return above the market average.
The Mountain Series
Invest wisely, think long-term. Mountain-Portfolios offer an intelligent selection for long-term growth and global diversification. Awarded as the Best Investment Newcomer by the Wealth Management Institute 2023.
New and popular
ZinsPlus
Benefit daily from an interest yield exceeding the ECB key interest rate. The most attractive alternative to a savings account with the UnitPlus bank card.
FestPlus
You will receive an attractive return until the end of the term in September 2027. The advantage over traditional fixed deposits: You have the flexibility to access your money at any time.
New and popular
MultiPlus
MultiPlus is the second active ETF portfolio at UnitPlus. It brings the expertise of Goldman Sachs Asset Management into a portfolio that invests 70% in equities and 30% in bonds.
New
AktienPlus
Invest in a pure equity portfolio with the support of J.P. Morgan Asset Management. Thanks to active ETFs with a historical return above the market average.
The Mountain Series
Invest wisely, think long-term. Mountain-Portfolios offer an intelligent selection for long-term growth and global diversification. Awarded as the Best Investment Newcomer by the Wealth Management Institute 2023.
New and popular
UnitPlus Treasury
Benefit daily from an interest yield exceeding the ECB key interest rate. The most attractive alternative to a savings account with the UnitPlus bank card.
FestPlus
You will receive an attractive return until the end of the term in September 2027. The advantage over traditional fixed deposits: You have the flexibility to access your money at any time.
New and popular
MultiPlus
MultiPlus is the second active ETF portfolio at UnitPlus. It brings the expertise of Goldman Sachs Asset Management into a portfolio that invests 70% in equities and 30% in bonds.
New
AktienPlus
Invest in a pure equity portfolio with the support of J.P. Morgan Asset Management. Thanks to active ETFs with a historical return above the market average.
The Mountain Series
Invest wisely, think long-term. Mountain-Portfolios offer an intelligent selection for long-term growth and global diversification. Awarded as the Best Investment Newcomer by the Wealth Management Institute 2023.
New and popular
ZinsPlus
Benefit daily from an interest yield exceeding the ECB key interest rate. The most attractive alternative to a savings account with the UnitPlus bank card.
FestPlus
You will receive an attractive return until the end of the term in September 2027. The advantage over traditional fixed deposits: You have the flexibility to access your money at any time.
New and popular
MultiPlus
MultiPlus is the second active ETF portfolio at UnitPlus. It brings the expertise of Goldman Sachs Asset Management into a portfolio that invests 70% in equities and 30% in bonds.
New
AktienPlus
Invest in a pure equity portfolio with the support of J.P. Morgan Asset Management. Thanks to active ETFs with a historical return above the market average.
The Mountain Series
Invest wisely, think long-term. Mountain-Portfolios offer an intelligent selection for long-term growth and global diversification. Awarded as the Best Investment Newcomer by the Wealth Management Institute 2023.
Your money at UnitPlus is safer as special assets than in any bank account
01
Your money belongs to you
Unlike traditional bank accounts, your money at UnitPlus is considered special assets and is therefore untouchable.
02
Trusted Partners
We collaborate with the fully licensed European Aion Bank, which is supervised by BaFin in Germany.
03
Protection Against Insolvency
Your money remains secure even in the event of an insolvency by UnitPlus or Aion Bank, including amounts exceeding 100,000€.
04
Secure Payment Transactions
With your Mastercard, you can pay worldwide for free and securely.
Your money at UnitPlus is safer as special assets than in any bank account
01
Your money belongs to you
Unlike traditional bank accounts, your money at UnitPlus is considered special assets and is therefore untouchable.
02
Trusted Partners
We collaborate with the fully licensed European Aion Bank, which is supervised by BaFin in Germany.
03
Protection Against Insolvency
Your money remains secure even in the event of an insolvency by UnitPlus or Aion Bank, including amounts exceeding 100,000€.
04
Secure Payment Transactions
With your Mastercard, you can pay worldwide for free and securely.
Your money at UnitPlus is safer as special assets than in any bank account
01
Your money belongs to you
Unlike traditional bank accounts, your money at UnitPlus is considered special assets and is therefore untouchable.
02
Trusted Partners
We collaborate with the fully licensed European Aion Bank, which is supervised by BaFin in Germany.
03
Protection Against Insolvency
Your money remains secure even in the event of an insolvency by UnitPlus or Aion Bank, including amounts exceeding 100,000€.
04
Secure Payment Transactions
With your Mastercard, you can pay worldwide for free and securely.
Your money at UnitPlus is safer as special assets than in any bank account
01
Your money belongs to you
Unlike traditional bank accounts, your money at UnitPlus is considered special assets and is therefore untouchable.
02
Trusted Partners
We collaborate with the fully licensed European Aion Bank, which is supervised by BaFin in Germany.
03
Protection Against Insolvency
Your money remains secure even in the event of an insolvency by UnitPlus or Aion Bank, including amounts exceeding 100,000€.
04
Secure Payment Transactions
With your Mastercard, you can pay worldwide for free and securely.
Download the application!
You will receive the download link via email.
About us
Our security model
Press
UnitPlus Blog
FAQ
Contact
Knowledge
Costs
Return calculator
AI Savings Plan
UnitPlus card
Product Partner
Whitepaper
Unit program
Investment partners
Finance Product of the Year 2025
disq.de
German Excellence Award 2024
germanexcellenceaward.de
Seal of Quality 2025
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0DailySavingsComparison.net
TrustScore
4.5
556
Evaluations
Notes and risk
Contract documents and T&C
Privacy Policy
Imprint
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
Download the application!
You will receive the download link via email.
About us
Our security model
Press
UnitPlus Blog
FAQ
Contact
Knowledge
Costs
Return calculator
AI Savings Plan
UnitPlus card
Product Partner
Whitepaper
Unit program
Investment partners
Finance Product of the Year 2025
disq.de
German Excellence Award 2024
germanexcellenceaward.de
Seal of Quality 2025
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0DailySavingsComparison.net
TrustScore
4.5
556
Evaluations
Notes and risk
Contract documents and T&C
Privacy Policy
Imprint
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
About us
Our security model
Press
UnitPlus Blog
FAQ
Contact
Knowledge
Costs
Return calculator
AI Savings Plan
UnitPlus card
Product Partner
Whitepaper
Unit program
Investment partners
Finance Product of the Year 2025
disq.de
German Excellence Award 2024
germanexcellenceaward.de
Seal of Quality 2025
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0DailySavingsComparison.net
TrustScore
4.5
556
Evaluations
Notes and risk
Contract documents and T&C
Privacy Policy
Imprint
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
About us
Our security model
Press
UnitPlus Blog
FAQ
Contact
Knowledge
Costs
Return calculator
AI Savings Plan
UnitPlus card
Product Partner
Whitepaper
Unit program
Investment partners
Finance Product of the Year 2025
disq.de
German Excellence Award 2024
germanexcellenceaward.de
Seal of Quality 2025
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0DailySavingsComparison.net
TrustScore
4.5
556
Evaluations
Notes and risk
Contract documents and T&C
Privacy Policy
Imprint
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.